Habits & Decisions That Compound

Cheong Hock Yan

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A Monthly Curated Newsletter

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

7 tips to get healthy habits to stick without getting stressed

Change for the better is a process. Like training for a marathon or learning a new language, improving your wellbeing has to be approached realistically and progressively to work. So sure, you won’t get results overnight, but over time small gains add up. The trick is sticking with it long enough that the new habits you want to incorporate into your day-to-day become automatic..

9 Good Money Habits You Can Form

While you may have ambitious money goals, the key to reaching them is building a collection of smaller everyday habits. By taking baby steps that become second nature over time, you’ll hopefully be able to improve your financial situation. Here are some small habits you can develop today that may help your money grow.

How to Be Happy – 7 Habits of Happy People

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Cheong Hock Yan

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Testimonials and Referral Notes

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Cheong Hock Yan | Manulife Raffles Prestige

I am honored to be recognized with the Top Achievers Award. While awards are a significant personal milestone, they truly reflect the trust you place in me to steward your financial and family legacies. This recognition motivates me to continue providing the consistently high standard of steady guidance that all my clients deserve. Thank you for being part of this journey.

Ms Thong

Cheong transformed my family insurance journey from a headache into a stress-free experience. He is patient and has a gift for explaining complex policies. More importantly, he listens and ensure our coverage fits our health and protection needs. Beyond insurance coverage, he has been helping me with my retirement, estate and legacy planning. It’s a relief knowing that my long-term goals and the future of my loved ones are being handled with care. Professional, sincere, and deeply trustworthy, Cheong provides complete financial security. I highly recommend him to anyone looking to secure their insurance needs and their family’s legacy. He makes the entire process seamless and reliable. A friend in need is a friend indeed, that's Cheong.

Mr Loh

Working with Cheong has truly been a breath of fresh air. It’s clear he genuinely cares about the people he works with. What I value most is the way he listened to my personal goals and built a solid financial plan that actually fits my vision for retirement. I feel much more confident about my future now. Cheong is reliable and always keeps me in the loop with regular market updates, so I never have to worry how things are going. Having him within my reach has given me extra assurance and comfort. If you’re looking for a financial planner you can truly trust to guide you, I can’t recommend Cheong enough.

Mrs Campbell

My husband and I had an excellent experience working with Cheong. He took the time to thoroughly understand my retirement goals and guided me in building a well-structured investment plan through my InvestReady policy. His insights on constructing a balanced portfolio of equities and bonds were clear and thoughtful, giving me confidence in my investment strategy. I truly appreciate his professionalism, patience, and ongoing support. First-class service, Simply the best!

Cheong's ex-Colleagues

We greatly appreciate Cheong for inviting us to Manulife’s educational seminars. These sessions cover essential topics such as CPF changes, Wills, LPA, and AMD with impressive professionalism. Cheong takes a personal interest in making sure we understand the key points, successfully simplifying what can often be complex subjects. We give him a resounding vote of confidence! Many thumbs up!

Richard

I am Cheong's mentor. Having retired from Manulife, I am truly grateful that Cheong has been helpful servicing some of my clients. He demonstrated exceptional patience and professionalism, taking the time to thoroughly review each policy and explain every detail clearly. His genuine care and attentiveness ensure that my clients feel comfortable and well looked after. It is deeply reassuring to know they are in such capable and trustworthy hands. He has my full endorsement. Highly recommended Financial Advisor!