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Cheong Hock Yan

In Touch

A Monthly Curated Newsletter

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

Moving from Self Doubt to Self Confidence

It would be nice if moving from self doubt to self confidence just came naturally. However, moving from self doubt to self confidence is a practice you can adopt, with practice. When you are able to identify where your insecurities lie and what is stopping you from feeling confident, you can then start the process of moving from self doubt to self confidence. You will be able to work on eliminating the blocks that are keeping you from moving through life with assuredness. Here are some of the culprits for the patterns of self doubt and ideas for what you can do about them.

 
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Why confidence and knowledge can lead to smart money decisions

Two common areas that cause people to procrastinate financially are knowledge and confidence. Logically, we know that financial literacy can boost our confidence to make informed money-management decisions. Yet, many people tell me that they lack the confidence to learn and absorb that financial knowledge, which holds them back. However, everybody is capable of effectively managing their money. While some need mindset adjustments, others need a confidence boost or a little reassurance that they are on the right track. Take small steps, follow and when doubt starts to creep in, remind yourself that money is only a tool and you are learning.

 
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9 Habits That Are Destroying Your Confidence

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Cheong Hock Yan
 
 
 
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Testimonials and Referral Notes

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Cheong Hock Yan | Manulife Raffles Prestige

​I am honored to be recognized with the Top Achievers Award. While awards are a significant personal milestone, they truly reflect the trust you place in me to steward your financial and family legacies. ​This recognition motivates me to continue providing the consistently high standard of steady guidance that all my clients deserve. Thank you for being part of this journey.

Ms Thong

Cheong transformed my family insurance journey from a headache into a stress-free experience. He is patient and has a gift for explaining complex policies. More importantly, he listens and ensure our coverage fits our health and protection needs. Beyond insurance coverage, he has been helping me with my retirement, estate and legacy planning. It’s a relief knowing that my long-term goals and the future of my loved ones are being handled with care. Professional, sincere, and deeply trustworthy, Cheong provides complete financial security. I highly recommend him to anyone looking to secure their insurance needs and their family’s legacy. He makes the entire process seamless and reliable. A friend in need is a friend indeed, that's Cheong.

Mr Loh

​Working with Cheong has truly been a breath of fresh air. It’s clear he genuinely cares about the people he works with. What I value most is the way he listened to my personal goals and built a solid financial plan that actually fits my vision for retirement. I feel much more confident about my future now. ​Cheong is reliable and always keeps me in the loop with regular market updates, so I never have to worry how things are going. Having him within my reach has given me extra assurance and comfort. If you’re looking for a financial planner you can truly trust to guide you, I can’t recommend Cheong enough.

Mrs Campbell

My husband and I had an excellent experience working with Cheong. He took the time to thoroughly understand my retirement goals and guided me in building a well-structured investment plan through my InvestReady policy. His insights on constructing a balanced portfolio of equities and bonds were clear and thoughtful, giving me confidence in my investment strategy. I truly appreciate his professionalism, patience, and ongoing support. ​First-class service, Simply the best!

Cheong's ex-Colleagues

​We greatly appreciate Cheong for inviting us to Manulife’s educational seminars. These sessions cover essential topics such as CPF changes, Wills, LPA, and AMD with impressive professionalism. ​Cheong takes a personal interest in making sure we understand the key points, successfully simplifying what can often be complex subjects. We give him a resounding vote of confidence! Many thumbs up!

Richard

I am Cheong's mentor. Having retired from Manulife, I am truly grateful that Cheong has been helpful servicing some of my clients. He demonstrated exceptional patience and professionalism, taking the time to thoroughly review each policy and explain every detail clearly. His genuine care and attentiveness ensure that my clients feel comfortable and well looked after. It is deeply reassuring to know they are in such capable and trustworthy hands. He has my full endorsement. Highly recommended Financial Advisor!